Commercial Property

USIG underwrites Property insurance for a variety of classes, focusing on properties under $5M in TIV, but will routinely underwrite risks with values up to $12M per location. Risks with higher values, up to $12M are handled on a brokerage basis per location. Hundreds of protection classes qualify for coverage including apartments, churches, hotels, strip centers, dwelling schedules, offices, manufacturers and processors, wholesalers, warehousing, and vacant properties.

  • admitted and non-admitted options

  • binding authority available

  • we write in all protection classes

Hotels and Motels
providing protection for physical structures from various perils
Lessor's Risk Only
specifically designed for property owners who lease or rent out their buildings to tenants
Manufacturing
providing protection for physical structures, equipment, machinery and inventory
Retail / Shopping
providing protection for physical structures and property and business interruption
Warehousing
covers the physical assets and property within a warehouse against various risks and perils
Habitational
coverage designed for buildings primarily used for residential purposes but also have commercial elements

Commercial Property

  • admitted and non-admitted

  • binding authority available

  • all protection classes

USIG underwrites Property insurance for a variety of classes, focusing on properties under $5M in TIV, but will routinely underwrite risks with values up to $12M per location. Risks with higher values, up to $12M are handled on a brokerage basis per location. Hundreds of protection classes qualify for coverage including apartments, churches, hotels, strip centers, dwelling schedules, offices, manufacturers and processors, wholesalers, warehousing, and vacant properties.

USIG’s Property insurance policy consists of a spectrum of coverages. By offering policies with flexible coverages between admitted and non-admitted options, we provide the safeguards to protect and provide our insureds peace of mind.

  • Buildings
  • Personal Property
  • Stock
  • Personal Property of Others
  • Improvements and Betterments
  • Business Expense/Extra Expense
  • Equipment Breakdown
  • Leasehold Interest
  • Replacement Cost
  • Building Ordinance

We offer custom-tailored coverage solutions and innovative products for hundreds of classes of business

  • LRO – specifically designed for property owners who lease or rent out their buildings to tenants

  • Hotels and Motels – providing protection for physical structures from various perils

  • Manufacturing – providing protection for physical structures, equipment, machinery and inventory

  • Retail & Shopping – providing protection for physical structures and property and business interruption

  • Warehousing – covers the physical assets and property within a warehouse against various risks and perils

  • Habitational – coverage designed for buildings primarily used for residential purposes

At USIG, we understand the importance and urgency in placing accounts. To meet these needs, we provide our wholesale and general agents the underwriting authority to meet the needs of retailers on a nearly immediate basis for qualified risks and businesses. To meet underwriting guidelines, please ensure submissions include all all ACORD applications along with other supplemental and supporting information, including currently valued loss runs to expedite the underwriting process.

  • Policy claims are on an occurrence basis
  • Admitted and Surplus Solutions
  • We Custom design products for a special need

  • Surplus Lines
  • Admitted Insurer
  • Admitted and Surplus Lines
  • Coming Soon

Disclaimer: Certain Products or Markets may not be available in all States

We provide coverage for Hundreds of Risk Typesfor Six Major Industriesfor Six Major Classes

We provide admitted and surplus market solutions : focusing on SME businesses

Target Classes

Binding Authority

State Availability

Coverages Offered

USIG’s Property insurance policy consists of a spectrum of coverages. By offering policies with flexible coverages between admitted and non-admitted options, we provide the safeguards to protect and provide our insureds peace of mind.

  • Buildings

  • Personal Property

  • Stock

  • Personal Property of Others

  • Equipment Breakdown

  • Leasehold Interest

  • Replacement Cost

  • Building Ordinance

  • Improvements and Betterments

  • Business Expense/Extra Expense

Target Classes

We offer custom-tailored coverage solutions and innovative products for hundreds of classes of business

LRO

specifically designed for property owners who lease or rent out their buildings to tenants

Hotels and Motels

providing protection for physical structures from various perils

Manufacturing

providing protection for physical structures, equipment, machinery and inventory

Retail & Shopping

providing protection for physical structures and property and business interruption

Warehousing

covers the physical assets and property within a warehouse against various risks and perils

Habitational

coverage designed for buildings primarily used for residential purposes

Who we work with

Binding Authority

At USIG, we understand the importance and urgency in placing accounts. To meet these needs, we provide our wholesale and general agents the underwriting authority to meet the needs of retailers on a nearly immediate basis for qualified risks and businesses. To meet underwriting guidelines, please ensure submissions include all all ACORD applications along with other supplemental and supporting information, including currently valued loss runs to expedite the underwrter process.

A hand holding pen while signing document

  • Policy claims are on an occurrence basis

  • Admitted and Surplus Solutions

  • We Custom design products for a special need

Commercial Property Contact Information

VP Property & Casualty Underwriting

Sandy Nance, CPCU, ARM

Phone

Office: 800.874.8742 x 503

Direct:  614.369.3644

Email Address

snance@ufcic.com

VP Distribution & Field Underwriting

Don DeMent

Phone

Office: 800.874.8742 x 574

Direct:  380.267.3243

Email Address

ddement@ufcic.com

Downloads

ACORD 125

ACORD 125-CA

ACORD 125-FL

ACORD 140

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Topic *

State Availability

  • Surplus Lines
  • Admitted Insurer
  • Admitted and Surplus Lines
  • Coming Soon

Disclaimer: Certain Products or Markets may not be available in all States