Excess Liability

USIG offers Excess Liability featuring both supported and unsupported coverage on an E & S basis. Protecting your business from large losses over what primary insurance can cover. Providing the safeguards to protect and provide our insureds with peace of mind.

  • target SMEs with up to $10M in receipts.

  • up to $5M excess the primary layer.

  • available in 47 states.

  • broad array of target classes.

Mercantile
Grocery, Convenience and Beverage stores, Caterers other wholesale/retail business
Contracting and Servicing
General and Artisan Contractors, Automobile repair and servicing
Building and Premises
LRO's, Habitational, Warehouses, Shopping Centers and Condos
Miscellaneous
Hotels/Motels, Day Cares, Civic Clubs, Vacant Land, Trade Organizations and Campgrounds

Excess Liability

  • target SMEs with up to $10M in receipts.

  • up to $5M excess the primary layer.

  • available in 47 states.

  • broad array of target classes.

USIG offers Excess Liability featuring both supported and unsupported coverage on an E & S basis. Protecting your business from large losses over what primary insurance can cover. Providing the safeguards to protect and provide our insureds with peace of mind.

USIG’s Excess Liability insurance require that the underlying products maintain certain minimum limits. We can participate in providing coverage for risks requiring up to in $15M Excess limits – where we may attach to any layer within this tower. The spectrum of underlying coverages offered include:

  • General Liability – $1M each occ/$2M genl agg/$2M products and completed ops.
  • Automobile Liability – $1M each accident – CSL
  • Employers Liability – $1M BI: per accident/per employee/disease policy limit
  • Employee Benefits – $1M each claim/aggregate
  • Garage Liability – $1M each accident/$2M aggregate (supported only)

**Underlying carriers must have a minimum A.M. Best Rating of A-VII, B++ V or a Demotech “A” Exceptional (conditions apply)

We offer custom-tailored coverage solutions and innovative products for hundreds of classes of business

  • Mercantile – Grocery, Convenience and Beverage stores, Caterers other wholesale/retail business

  • Contracting and Servicing – General and Artisan Contractors, Automobile repair and servicing

  • Building and Premises – LRO’s, Habitational, Warehouses, Shopping Centers and Condos

  • Miscellaneous – Hotels/Motels, Day Care, Vacant Land, and Campgrounds

We offer Minimum Premiums as low as $1,250 per layer.

  • Surplus Lines
  • Coming Soon

We provide coverage for Hundreds of Risk Typesfor All Major Industriesfor Hundreds of Classes

We provide surplus market solutions : focusing on SME businesses

Target Classes

Minimum Premium

State Availability

Coverages Offered

USIG’s Excess Liability insurance require that the underlying products maintain certain minimum limits. We can participate in providing coverage for risks requiring up to in $15M Excess limits – where we may attach to any layer within this tower. The spectrum of underlying coverages offered include:

**Underlying carriers must have a minimum A.M. Best Rating of A-VII, B++ V or a Demotech “A” Exceptional (conditions apply)

  • General Liability – $1M each occ/$2M genl agg/$2M products and completed ops

  • Automobile Liability – $1M each accident – CSL

  • Employers Liability – $1M BI: per accident/per employee/disease policy limit

  • Employee Benefits – $1M each claim/aggregate

  • Garage Liability – $1M each accident/$2M aggregate (supported only)

Target Classes

We offer custom-tailored coverage solutions and innovative products for hundreds of classes of business

Mercantile

Grocery, Convenience and Beverage stores, Caterers other wholesale/retail business

Contracting and Servicing

General and Artisan Contractors, Automobile repair and servicing

Building and Premises

LRO’s, Habitational, Warehouses, Shopping Centers and Condos

Miscellaneous

Hotels/Motels, Day Care, Vacant Land, and Campgrounds

Excess Casualty Contact Information

Excess New and Renewal Submissions:

excessquotes@ufcic.com

VP Excess Casualty

Antoinette Hardy-Manyfield

Phone

Office: 800.874.8742 x509

Direct:  614.586.7449

Email Address

ahmanyfield@ufcic.com

UW Specialist

Susan Altrock

Phone

Office: 800.874.8742 x551

Direct:  602.206.6064

Email Address

SAltrock@ufcic.com

Downloads

Excess Liability Flyer

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Topic *

Minimum Premium

We offer Minimum Premiums as low as $1,250 per layer.

State Availability

  • Surplus Lines
  • Coming Soon